Real Estate, Education And Community Housing is a Florida not for profit charitable organization founded in January 2006 to serve as a springboard to county and state Housing Education & First Time Home Buyer programs.

Developed specifically to assist the residents of very low and low income communities this organization challenges those who have only dreamed of home ownership to take the necessary steps that make that dream of owning their own home a reality through education and counseling.  

Since it's inception R.E.A.C.H. has assisted 79 families in Palm Beach County by obtaining 3.9 million dollars in State Housing Initiative Partnership funds.  Of this number 1.6 million dollars assisted families within the Latin community purchasing their first home in the U.S. 

In 2008 R.E.A.C.H. received approval as a approved Housing Counseling Agency by the U.S. Department of Housing and Urban Development.  This accreditation allows us to expand our programs nationwide!

Due to the current economic crisis we have added a comprehensive Foreclosure prevention program to promote and maintain home ownership.  If you are in foreclosure or just starting to fall behind... contact a R.E.A.C.H. representative today to explore your options. To contact a Foreclosure Program Representative click here.

R.E.A.C.H. facilitates workshops in which local Mortgage Lenders, Real Estate Professionals, Attorneys and other related professionals help the participants in the program to become educated and motivated to take the actions that will lead to and help maintain home ownership. 

  To enroll your organization-

The Home Ownership Program, in conjunction with government and private agencies, provides information on the diverse aspects of real estate and the path to home ownership with and without grant assistance. 

WE provide the education, representation and assistance required to help  First Time Home Buyers access the State, Federal and County Down Payment and Purchase Assistance Programs.

These programs provide up to $75,000.00 in grant assistance!

The money, may be used as closing costs or gap financing to buy down the purchase price on a new or existing single family home, condo or villa located anywhere in Palm Beach County.  The purchase price may even include up to $5,000 funding for the rehabilitation of an existing property.

The amount of the assistance depends on the size of your
family and your income- ONLY! (See Income Limits Below)

• A very-low income household can receive up to $ 75,000.
• A low income household can receive up to $65,000.
• A moderate income household can receive up to $45,000. 
  

 Please contact jon@reach4housing.org today for your confidential interview.

* Please contact us today to check availability or funds in your area. 

We rely on donations to continue our programs. 
Please help us by making a donation today!

The Foreclosure Assistance Program, in conjunction with the Department of Housing and Urban Development, State and Local agencies we provide the information, education and counseling to help current homeowners avoid foreclosure.

For homeowners, the SHIP Program provides the following Foreclosure Avoidance / Mortgage Assistance:

Foreclosure Assistance Program - This program provides financial assistance to very low- and low-income homeowners facing foreclosure due to an unexpected loss of household income. The goal of this program is to avoid foreclosure by paying up to six (6) months delinquent mortgage payments (PITI) or $7,500 to assist with bringing the mortgage current. The property must be the primary residence of the homeowner.

 

ANNUAL INCOME LIMITS

For WEST PALM BEACH and BOCA RATON

METROPLITAN STATISTICAL AREA

FY2009 MEDIAN FAMILY INCOME

$67,600

REVISED AS OF MARCH 20, 2009

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Number Of Persons In Household	Extremely Low 30%	Very Low Income 50%	Low Income 80%	Moderate Income 120%
Maximum Grant	$75,000	$75,000	$60,000	$45,000
1	$15,800	$ 26,400	$ 42,200	$ 63,360
2	$18,100	$ 30,150	$ 48,250	$ 72,360
3	$20,350	$ 33,950	$ 54,250	$ 81,480
4	$22,600	$ 37,700	$ 60,300	$ 90,480
5	$24,400	$ 40,700	$ 65,100	$ 97,680
6	$26,200	$ 43,750	$ 69,950	$ 105,000
7	$28,000	$ 46,750	$ 74,750	$112,200
8	$29,850	$ 49,750	$ 79,600	$119,400